It's Nice To Be Wanted

The reason you are wanted is because you took a loan for: (randomly selected from these 3) 1 Million Credits 1.25 Million Credits 1.5 Million Credits

You haven't been repaying the loan so they have sent bounty hunters to encourage you. (You cannot remove the Wanted trait until it is repaid. The option is not there when talking to TA Agent.)

You must repay the full loan amount plus 60%. The repayment amount does not accrue interest.

The mod can be added at any time, BUT it will not do anything unless the character has the WANTED trait. New Character: Money will be given when you exit the Frontier in New Atlantis. NG+: Money will be given the first time you change location. Usually when you first exit the ship. Existing Character: If you already have the wanted trait, you will receive the money the first time you change location after installing mod.

Repayment: A data slate with instructions is given to you. There is a drop box in the restroom of Madame Sauvage's. (It's a really shady lender...) After repayment you still have to talk to the Tracker's Alliance agent to remove the wanted trait, and pay 3,000 credits.

Bounty hunter space encounters should happen slightly more often. The cooldown period has been changed from 3 days to 2 days.

Yes, you can simply jump to the Unity and not repay.

I have not tested with alternate start mods. I don't know if it is compatible.